Travelling can be an exciting adventure, but it’s important to stay safe and protected while exploring new destinations.
One of the best ways to ensure that you have peace of mind while travelling in Europe is by having adequate health insurance coverage.
One way to do this is to ensure you apply for an EHIC card renewal, but to find out more, we’ll explore some of the best health insurance covers when travelling to Europe below.
What is Health Insurance?
Health insurance is a type of insurance that covers the cost of medical and surgical expenses incurred by the insured person.
It can be provided by private insurance companies, employers, or government agencies.
Health insurance covers a wide range of medical expenses, including hospitalisation, doctor visits, prescription drugs, and emergency medical services.
Why Do You Need Health Insurance While Travelling Europe?
Europe truly has something for everyone, from sandy beaches to cities filled with ancient culture, but travelling can also be risky, especially when it comes to your health.
In many European countries, healthcare costs can be very expensive, and without adequate insurance coverage, you could end up paying a significant amount of money out of pocket for medical expenses.
Types of Health Insurance Covers When Travelling Europe
When it comes to health insurance coverage while travelling in Europe, there are a few different options to consider:
Travel Insurance: Travel insurance is a type of insurance that covers a variety of travel-related expenses, including medical emergencies. It can also cover trip cancellations, lost luggage, and other travel-related issues. Many travel insurance policies offer coverage for medical emergencies, but it’s important to carefully review the policy to ensure that it provides adequate coverage.
International Health Insurance: International health insurance is a type of insurance that provides coverage for medical expenses while travelling outside of your home country. It can be purchased for short-term or long-term travel, and it typically provides more comprehensive coverage than travel insurance.
Global Health Insurance Card (GHIC): The Global Health Insurance Card (GHIC) is a card that provides access to state-provided healthcare in European Economic Area (EEA) countries and Switzerland, as well as countries like Australia and New Zealand. The GHIC is free to obtain and provides coverage for medical emergencies and necessary medical treatment while travelling in Europe.
How to Choose the Best Health Insurance Cover When Travelling Europe
When choosing a health insurance cover for your travels in Europe, there are a few important factors to consider:
- Coverage: Ensure that the insurance policy covers medical emergencies, hospitalisation, doctor visits, prescription drugs, and emergency medical services. It’s also important to review the policy’s exclusions and limitations to ensure that it provides adequate coverage.
- Cost: Consider the cost of the insurance policy and whether it fits within your budget. It’s important to compare different policies to find one that offers the best value for your money.
- Duration of Coverage: Consider the duration of your trip and choose an insurance policy that provides coverage for the entire duration of your trip.
- Additional Coverage: Consider any additional coverage that you may need, such as coverage for pre-existing conditions or adventure sports.
When travelling Europe, it’s important to stay protected and safe while exploring new destinations.
Having adequate health insurance coverage is essential to ensure that you have peace of mind and are covered in case of a medical emergency.
When choosing a health insurance cover, consider the coverage, cost, duration of coverage, and any additional coverage that you may need.
With the right health insurance coverage, you can travel Europe with confidence, knowing that you’re protected in case of a medical emergency.